Our investment approach
When it comes to investments, we endeavour to ensure our clients’ financial objectives and future aspirations are met.
Whether you are planning for the future or managing your existing wealth, we aim to instil peace of mind in each and every one of our clients. We are experts in ensuring your needs are understood, managed to your expectations and maintained in line with your requirements and attitude to investment risk. We strive to achieve the best service standards and have many long-standing client who stand testament to our investment strategy and philosophy when it comes to achieving your goals.
Since the outset we have used the Portfolio Management Service (PMS) service which provides an actively managed quarterly review process for the majority of our clients. Our close relationship with the team which provides the PMS service means we felt confident in restricting our advice to make this our primary recommendation for investments.
The PMS investment process has been running over nine years, creating successful asset allocation models and model portfolios. Using multiple funds in a sector, with a complementary investment approach, the portfolios are re-balanced and reviewed quarterly.
The PMS was established by IBOSS Limited in 2008. The Investment team have earned a reputation for building and maintaining successful model portfolios, while running a close team to ensure they maintain their professional high standards and deliver an exceptional service.
In 2016 the same team, led by Chris Metcalfe, launched OEIC, provided by IBOSS Asset Management Limited (who are associated by Directors and shareholders). The product has the same investment philosophy and investment process behind it, as well as the same investment team.
The benefit the OEIC offers is access to the same diversification, multi-asset and multi-fund investment strategy, with proven management expertise; the OEIC has a solution for each core risk profile. Each is actively managed within this legal and regulated framework on an ongoing basis, and so does not require client agreement to any fund changes.
The success of our strategy has come from an open and pragmatic approach to investment. We firmly believe that different styles of management, tools and research work in different parts of the investment cycle. We therefore maintain a flexible investment process.
The same investment philosophy runs through both our OEIC and the Portfolio Management Service. Our philosophy is:
- A commitment to holding no more than 4% in any single fund
- A fixed strategic asset allocation with tactical overlay
- Completely independent fund selection
- A robust quantitative and qualitative process
- An emphasis on consistency of returns, relative to benchmark
- A desire to avoid restrictions, which may hamper investment performance
The value of your investment can go down as well as up and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance. Investing in shares should be regarded as a long-term investment and should fit in with your overall attitude to risk and financial circumstances.
Novus Financial Services Limited and IBOSS Limited are both wholly owned subsidiaries of IPN Partners Limited. IPN Partners Limited is also an associated company of IBOSS Asset Management Limited. All four companies have some employees, shareholders and directors in common; which means that employees, shareholders and directors of Novus Financial Services Limited have a vested interest in IPN Partners Ltd, IBOSS Limited and IBOSS Asset Management Limited, and therefore in the business we transact for you through our own solutions.
What our clients have to say
“The Team at Novus is professional, knowledgeable and friendly. It is easy and pleasurable to discuss situations with them, either face to face or over the phone. They are happy to discuss any financial problem no matter how small. Regular updates on my pension situation are easily understood with ongoing advice offered immediately on request. They have looked after my pension for ages and will continue to do so.”
“Chris has been dealing with my financial affairs since the early '90s and Claire since 2014. I have always found them both extremely efficient and easy to deal with. I have no qualms about recommending them to anyone who is looking for a reliable company that is still small enough to offer a personal service.”
James Proctor, Menston
“The Novus Financial Services team provide us with a truly bespoke financial advice service, constantly seeking to understand our current situation and future plans (including hopes and dreams!). The team have successfully delivered above market average performance on our investments to date, with a great emphasis placed on optimising portfolio growth aligned to our attitude to risk. As circumstances change and we move towards a new life stage, Novus is a very important ‘partner’ in our decision making; providing relevant illustrations on future retirement possibilities based on our own objectives and assumptions. On a personal level, our Novus financial advisor is exceptional, always available to give advice and very willing to work around our busy diaries.”
Mr and Mrs J McAulay, Bishop Monkton
Request a callback
If you would like to speak to one of our advisers please get in touch by calling us on 01423 870731, alternatively complete the form below and we will call you back.